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The study of money, banking, credit, investments, assets, and liabilities that make up financial systems is important in order  for officials to craft the best monetary policy and policies for financial markets. Those policies also play out in everyday lives, as households respond to interest rates and financial instruments and make decisions of how to spend and save.  SIEPR scholars are focused on topics ranging from the design of credit markets to how people make retirement saving decisions and are committed to sharing their research with policymakers.

Keywords: personal and household finance, corporate finance, money and banking, credit markets, financial regulation, inflation, interest rates, financial literacy, savings